Payment Options

Quality dental care
that fits your budget

Cost should never come between you and a healthy smile. As an HCF preferred provider, we accept all health funds and offer flexible, interest-friendly payment plans — so you can start treatment today and pay over time.

Affordable dentistry, made simple

Ways we help you
manage the cost of care

We’ll collaborate with you to find the most suitable payment option for your treatment — whatever your budget looks like.

HCF Preferred Provider

As an HCF preferred provider, HCF members enjoy reduced out-of-pocket costs on eligible treatments.

All Health Funds

We accept every private health insurer, with HICAPS for fast, on-the-spot claims — you only pay the gap.

Medicare CDBS for Kids

Under the Child Dental Benefits Schedule, eligible children can receive up to $1,158 of dental care.

Flexible Payment Plans

Spread the cost with DentiCare, Humm, Zip Pay or Afterpay — start treatment now and pay over time.

Payment plan options

Choose the plan
that suits you

Break your treatment into manageable payments with a plan that works for your budget. Our team will help you set it up in the chair.

DentiCare

Tailored plans

In partnership with DentiCare Payment Solutions, we can customise a dental payment plan to suit your needs.

Humm

Buy now, pay later

Get the treatment you need now and pay it off over time in manageable instalments — we’ll help you apply on the spot.

Zip Pay

Buy now, pay later

Use Zip Pay to cover your treatment and repay in flexible, budget-friendly amounts that suit you.

Afterpay

Pay in instalments

Split the cost of eligible treatments into instalments with Afterpay — a simple, familiar way to pay.

How it works

Start treatment in
three easy steps

1

Plan your treatment

Book a visit and we’ll assess your needs and give you a clear, upfront quote — no surprises.

2

Pick a payment option

Use your health fund and HICAPS, or choose a plan through DentiCare, Humm, Zip Pay or Afterpay.

3

Smile now, pay over time

Start your treatment straight away and spread the cost into comfortable, manageable payments.

Proud HCF
preferred provider

As a preferred provider for HCF, our members benefit from reduced out-of-pocket costs on eligible treatments — meaning more of your cover goes further. Not with HCF? No problem — we welcome members of all health funds and process claims instantly with HICAPS.

Good to know

Payment questions,
answered

Yes — we accept all private health insurers and we’re a preferred provider for HCF. With HICAPS, we claim on the spot so you only pay the gap on the day of your appointment.

We offer flexible plans through DentiCare and Humm, plus Zip Pay and Afterpay. These let you start treatment now and spread the cost into manageable payments. Our team can help you set one up during your visit.

Eligible children can access up to $1,158 of dental care over two years under the Medicare Child Dental Benefits Schedule (CDBS). We’ll check your child’s eligibility and remaining balance before treatment.

Absolutely. We provide a clear, upfront quote so you can make an informed decision and choose the payment option that suits you best — no hidden surprises.

Ready to take care
of your smile?

Book online in minutes or give our friendly team a call — we’ll help you find the right payment option for your treatment.